Budgets, expenses and taxes in one private ledger.
A personal ledger for the Mac, iPhone and iPad. Your numbers stay on your devices, with no account to create and nothing to sign up for.
Everyday money, kept in order.
- 01
Expenses and income
Record what you spend and earn, with categories and tags. Refunds count against your spending, and Insights shows where it all went.
- 02
Budgets that carry over
Set a monthly budget for each category and choose whether what is left over rolls into the next month.
- 03
Bills that post themselves
Recurring bills and income post on schedule, and reminders tell you before something is due.
Bring it in, keep it safe.
Bring it in
- AccountsAdd your accounts and move money between them. Transfers are left out of your income and expense totals.
- StatementsImport CSV exports from your bank or card, or OFX and QFX statements. You review every row before anything is written, and duplicates already in your ledger are flagged.
- ReceiptsScan a receipt, or pick a photo or a file. Ledgrplus reads the amount, store and date on your device, and the photos go nowhere unless you turn on iCloud sync.
Keep it safe
- A passcode, Face ID and Touch IDProtect the app with a passcode, and unlock it with Face ID or Touch ID. Your device does the biometric check.
- iCloud sync, if you want itKeep the same ledger on every device, in your own iCloud account. It is off until you turn it on.
- Backups and exportsBack up the whole ledger and restore it by merging or replacing. Export your entries as CSV, and a printable report as PDF.
Free, with Horizon Pro.
The core pages are free. Horizon Pro is a one-time purchase that unlocks the Horizon pages on every device signed in to the same Apple Account. It is not a subscription.
Free
- ExpensesYour entries, with categories, tags and refunds.
- BudgetMonthly budgets by category, with rollover.
- RecurringBills and income that post on schedule, with reminders.
- AccountsYour accounts, and transfers between them.
- InsightsYour spending by category, and your top categories.
Horizon Pro
- GoalsSavings goals with retirement projections.
- US TaxesUS federal income and capital gains tax estimates for the 2026 tax year, with a printable summary. They are estimates, not tax advice, and state, local and non-US taxes are not covered.
- ACA SubsidyWithdrawal planning around health-subsidy income thresholds. US only.
- LoansLoan amortization, payoff projections, and financing offer comparison.
- Compound InterestA compound-interest calculator with a yearly schedule.
Your ledger stays yours.
- 01
No account, no analytics
Ledgrplus has no sign-in, and no analytics, ads or tracking.
- 02
On your devices
Your ledger lives in the app's private storage. It goes to iCloud only if you turn on sync, and then to your own iCloud account, where OMIUR cannot see it.
- 03
Two small lookups
Searching for a bank by name sends what you type to Wikipedia. Exchange rates, if you list another currency, are downloaded once a day and carry none of your data. You can turn that off.